You hate to wish your life away, but you think about retirement all the time. And if you’d love to retire early, you need to know about the Rule of 55. Here’s how it works: 🔹 If you leave your job during the year you turn 55 or later (whether you quit, are laid off, or retire early), you can withdraw money from your 401(k) or 403(b) WITHOUT the usual 10% early withdrawal penalty. 🔹 This only applies to your most recent employer’s 401(k)—not old 401(k)s or IRAs. 🔹 You still owe taxes on withdr