Ever wonder where your mortgage payment actually goes? 🏡 A typical payment has four parts: principal, interest, taxes, and insurance. Today, we’re just talking about the first two — the ones that actually grow your ownership of your home. Principal is your equity in action — chipping away at the loan little by little. Interest is the cost of getting the loan. Knowing how these work together helps you see the real progress your payments are making toward your home. It’s not just numbers — it’s y
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