Consumer laws you need to know: Consumer Credit Act 1974
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How your credit card can save you: Why you must know about Section 75
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Know this before you use your credit card! What is Section 75? It’s part of the Consumer Credit Act 1974 that means your credit card provider is jointly and severally responsible for any breach of contract or misrepresentation by a retailer or trader. It allows you to make a claim against your credit card company to get your money back if a retailer or trader lets you down and refuses to honour the contract properly - including if it goes bust. How does it work? The goods or service you bought m
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