Multiple wildfires, including the Palisades Fire and Eaton Fire, are raging across Southern California Thursday, leaving at least 10 dead and burning more than 27,000 acres, officials say. Police have arrested 20 suspected looters.

Officials and consumer advocates offer advice for Southern California residents with insurance questions in the aftermath of wildfires.

The wind-driven wildfires burning out of control in the Los Angeles area couldn't have emerged at a more perilous moment for California's homeowners, as officials try to rehab what they concede is a deepening "insurance crisis.