We concluded that this was the right thing for the economy and the people we serve,” the Federal Reserve chair, Jerome Powell, said, referring to the central bank’s decision to cut interest rates by half a point.

Now that the Fed’s first rate cut in four years is a fait accompli, there are still opportunities to open CDs with competitive rates, despite decreasing yields. Here are the benefits of continuing the search and what to look for if you’re interested in opening one right now.

A more aggressive interest rate cut would suggest deeper worries that the job market is buckling under the Fed’s continued fight against inflation.