A 401 (k) is the most popular type of retirement account, but it's not the only option available. Others, like individual ...

As the cost of college in the U.S. continues to surge, many parents are resorting to drastic financial strategies—including ...

The conventional retirement-investing advice is to “set it and forget it” — but at this stage of life, you can’t afford not ...

When business owners think about 401(k) plans, they often view them as an employee perk—one of those benefits you consider ...

Half of all private-sector workers now participate in 401 (k)-type plans, up from about two-fifths of employees in 2010, ...

Understand the consequences of withdrawing money from a 401(k) or IRA retirement account for emergencies and create a plan to ...

Your contribution to a Roth 401(k) doesn't reduce your taxable income, but you won't have to pay income tax on your retirement withdrawals from a Roth - unlike withdrawals from a traditional 401(k).

If rolling over a 401 (k) takes two months, you could miss out on any upturns in the market, potentially costing you a lot of ...

A Reddit user is trying to decide what to do with his retirement funds. He has never contributed to a Roth IRA, but has been investing 14% of his income into his workplace 401(k) plan. He’s 42 ...

Starting in 2025, most new 401(k) plans must automatically enroll workers, rather than leave the decision to them. “We used to spend a lot of time designing education programs to try to entice ...

The 401(k) limit for 2025 for many savers is $23,500 but those working in their early 60s are allowed to save much more, if ...

Take Fidelity Investments, which administers many of the nation’s 401 (k) holdings. A company statement explains that most plans—though not all—have the distribution rules outlined in documents such ...