Indexed universal life (IUL) insurance ties cash value growth to market indexes, offering potential for higher returns than ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Thomas J Catalano is a CFP and Registered Investment Adviser with the state of South ...

After the free look period, if canceling a permanent life insurance policy during the first 10 years or so of owning it, you may be charged a surrender fee plus any unpaid loan balance and ...

Whole life insurance plans include an accidental death benefit, accruing cash value, policy loans and reduced paid-up or extended term insurance options. Here are the details of each type of Ethos ...

The length of your policy will match the number of years left on your mortgage. If you buy it from your mortgage lender, the premiums can be rolled into your loan. Mortgage life insurance is ...

Many Indians may not realize the value of old life insurance policies from before 2010, which can provide tax-free returns up ...

Life insurance can provide financial protection for your family if they depend on your income. Discover whether it's the right choice for your situation.

such as term life insurance. The amount you’ll pay depends on factors like loan or credit type, the amount of debt that will be protected and the type of insurance policy and lender you choose.

credit disability or credit involuntary unemployment insurance can help cover loan payments if you're unable to work for a period of time. Credit life insurance policies are usually more expensive ...

A term life insurance policy can be a fantastic investment to give new parents more peace of mind. That said, taking on ...