To be considered one of the best mortgage lenders for refinancing, lenders have to rank high in customer satisfaction, affordability ... a good credit score. An icon in the shape of an angle ...

So, how much house can I afford? Here's how you figure out your number using your current budget as well as tools like a mortgage calculator. Understanding how much house you can afford The answer ...

(Getty/iStock) “Affordability assessments vary between lenders. The focus goes deeper than just your headline salary and looks at your overall financial resilience” advises Sonya Matharu, founder and ...

The 30% rule The 28/36 rule The 3X annual income rule Factors that impact affordability Using a mortgage calculator Mortgage affordability FAQs According to the U.S. Department of Housing and ...

Both HSBC and First Direct have announced a change to the stress rates used in their mortgage affordability calculations ... This is Money and L&C's mortgage calculator can let you compare ...

It then uses this information, along with current interest rates, to calculate the maximum mortgage you can realistically afford. Some calculators also consider your credit score and debt-to ...

Our True Cost Mortgage Calculator allows you to really compare how different mortgages stack up. You can compare rival mortgage deals and check what arrangement fees add to the overall cost over ...

If you're buying or refinancing a house, you'll be on the hook for closing costs. But you may be able to lower the bill if ...

It means first-time buyers on a lower salary can will be able to apply for the Helping Hand mortgage, subject to affordability checks. For joint applicants, the minimum combined income will remain ...

FIRST-TIME buyers have been given another boost after a third major lender slashed its affordability rules. HSBC has become the latest bank to make changes to its mortgage offer so that buyers can ...