Capping interest rates will not give the poor cheaper access to credit. It will simply deprive them of any reliable finance at all.

Have an issue with your financial planner or looking for a new one? Email questions or concerns to [email protected].

A bank underwriter reveals how credit card approvals work. Learn why a high FICO score doesn't guarantee approval and the ...

Truth is, not all credit checks work the same way. Some won’t touch your score at all, while others create inquiries that stay on your report for years. Understanding how soft and hard credit pulls ...

Your score is constantly changing because lenders regularly provide new information about you to the credit bureaus. For ...

What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the ...

Equifax Inc. raises Q4 guidance, but peers’ growth and valuation concerns keep pressure on shares. Click for this close look ...

Nearly one-quarter of consumers (23%) have scores over 800, according to Experian (UK:EXPN) (EXPGY) data. Credit scores reflect a person's payment history, not their income - but higher-income ...

Gen Z has seen its credit scores drop more than any other generation over the past year, largely because of student loan debt ...

Here's the average credit score for Americans in their 50s, what it means for your finances, and how to strengthen your ...

Getting access to credit can be trickier in retirement, which makes staying on top of your credit score even more important.

Lawmakers in both parties have put aside their differences to try to advance credit card caps more than once in recent years, but none have succeeded.