If you’re struggling to make credit or loan repayments, you may be at risk of defaulting on your credit agreement. However, before a default can be registered against you, creditors have to send you a ...

Elizabeth Guevara is a personal finance reporter who explains the world of business and economics and how it impacts your finances. She joined Investopedia in 2024. shih-wei / Getty Images Millions of ...

WASHINGTON, DC - MAY 18: A Department of Education sign is displayed outside of their federal student aid office on May 18, 2025 in Washington, DC. Borrowers have been reporting false default alerts ...

The Chicago Manual of Style is an American English style guide published by the University of Chicago Press. The Manual’s guidelines for publishing, style and usage, and citations and indexes—known as ...

Abstract: Data association, the problem of reasoning over correspondence between targets and measurements, is a fundamental problem in tracking. This paper presents a graphical model formulation of ...

Abstract: The multidimensional knapsack problem (MKP) is a well-known combinatorial optimization problem with many real-life applications. In this article, a memetic algorithm based on probability ...