Discount points are a way to lower your mortgage rate, while origination points are fees lenders charge to create, review and ...

In a ruthless housing market, a standard offer may not seal the deal. Beat the competition with these expert-backed ...

It will take longer than 7 years for the country to fix the current supply gap in the U.S. housing market, according to a new ...

Buying eggs on the street and weed in the stores: the times they are changing.” Borrowers are certainly reacting to changes ...

Wondering how Fannie Mae and Freddie Mac can make homeownership more affordable in 2025? With higher conforming loan limits ...

Recent housing data has pointed to a slow start to 2025, but recent improvements in interest rates have some economists ...

More homes are expected to come onto the market as the spring homebuying season gets underway. Continued improvements in mortgage rates, which have declined for seven straight weeks, could lead to ...

The C.F.P.B. had kept a close eye on mortgage lenders. But with the bureau hobbled, consumers should take several steps, ...

For the four weeks ended March 2, pending sales were down 6.4% annually as prices continued to rise, pushing borrower monthly payments near their all-time high.

According to a housing market report from the Southwestern Michigan Association of Realtors, 2025 started with an elevated ...

There are a few rules of thumb for how much house you can afford, but a $250,000 yearly income is a good starting point for a ...

With a down payment of 20% and an estimated 30-year mortgage rate of 6.76%, while also factoring in property taxes and homeowners-insurance premiums, a home buyer would need to make at least $66,300 ...