News

How much of your hard-earned portfolio can you sell each year to finance your retirement — without ever running out of cash?
The 4% rule has guided retirement for decades. Now its inventor says it’s outdated—and the new 4.7% rule could reshape how ...
William Bengen established 4% as the initial safe withdrawal rate in retirement more than 30 years ago. But in subsequent ...
Here's how it works: If you withdraw 4% annually from a $300,000 retirement account, you'll get $12,000 per year, or $1,000 ...
Three decades ago, financial adviser Bill Bengen created a retirement principle called the 4% rule. It went viral. Now, the ...
As a financial planner in the early 90s, William Bengen sought to identify a safe retirement withdrawal rate for his clients.
That rule of thumb became famous because of its clarity. At a glance, it let people know whether they were financially independent. If you could cover your living expenses with 4% of your nest egg, ...
This article outlines seven personal finance rules that can help you enhance your financial well-being. It covers investment ...
Financial experts say the old retirement spending rule is outdated. Here’s how much you should really withdraw in your first ...
The 4% rule has long been a cornerstone of retirement planning, offering a simple formula for withdrawing funds from a ...