Life insurance beneficiaries can choose how to receive the policy’s death benefit. Learn about the payout options, claims ...

When the worst happens in life, you or your loved ones ideally need funds to fall back on. But how best to ensure money is there when it’s needed? Two leading options are to build an emergency fund to ...

Permanent life insurance policies hold cash value that can be surrendered ... You also must file IRS Form 8283 with your taxes for the tax year that the life insurance gift is made.

Business Insider's editorial team has independently reviewed over 30 life insurance companies to find the best provider, based on insurance premiums, policy terms, overall benefits, and customer ...

If you have a child, you can purchase life insurance for them in the form of a whole life policy that will provide a death benefit and a cash value component. Some policies also allow the insured ...

At least $1 billion in benefits from misplaced or forgotten life-insurance policies are waiting to be ... is detailed in claim forms, and a death certificate might be necessary.

Taking out a life insurance policy is a smart move if you have anyone who depends on you. It’s no wonder then, that an estimated 54% of Americans have some type of life insurance. This figure ...

Allianz Life Insurance currently only offers one policy type — a fixed index universal life (FIUL) insurance policy called the Allianz Life Pro+ Advantage plan. While this plan is not for ...

Consider extrasCheck the features of each policy you compare. Some may include free life insurance riders, while others may not. If you want to customize your policy, take this into account when ...

Most insurers offer a variety of riders — policy add-ons that can personalize your life insurance policy. Many, or all, of the products featured on this page are from our advertising partners ...