Indexed universal life (IUL) insurance ties cash value growth to market indexes, offering potential for higher returns than ...

Permanent (or “cash-value”) life insurance provides lifelong ... If your policy has accumulated sufficient cash, cost of insurance and fees can be deducted from cash value to sustain coverage ...

so you wouldn't get the entire accumulated cash value. However, you'd still be able to recoup a portion of the money you will have paid. Note, though, that the cash value is separate from the death ...

Each policy type has different features and accumulation strategies, but all cash value grows tax-deferred regardless of the ...

Although the cash value in a universal life insurance policy can grow, this isn't guaranteed. The accumulated value could decrease because the cash value is tied to various types of investments.