The USDA home loan program assists low- to moderate-income buyers finance home purchases in rural areas with low interest rates and no down payment.

USDA loans are either backed or funded by the U. Department of Agriculture and designed to help low-income borrowers build or buy homes in eligible rural areas.

How Do USDA Home Loans Work? With a USDA home loan, borrowers can finance property with no down payment — as long as they buy in eligible locations.

USDA Loans in 2025: Availability and Recent Changes Are USDA loans still available in 2025? – Yes. The USDA Rural Development home loan programs continue to be fully funded and available in 2025.

These guaranteed USDA loans are available through Farm Bureau Mortgage for qualified borrowers purchasing property in rural areas or small towns. With the Single-Family Housing Guaranteed Loan Program ...

We’ll need a program to compare to USDA, so we’ll use its closest relative, the FHA loan program. Let’s get to the first USDA loan benefit: 1.

USDA rural home loans (often called USDA Rural Development loans) remain fully available in 2025 for Maryland homebuyers. These mortgages offer 100% financing (no down payment) with competitive ...

If you have a USDA home loan and are looking to refinance, a USDA streamline refinance loan may be a good fit for your needs. Learn more.

Considering a USDA loan for your next home? You need to know about these top USDA mortgage lenders for home shoppers.

USDA recently announced a $49 million contract with Phoenixteam to modernize its mortgage underwriting system, GUS ...