The SWP and gratuity tools work in harmony to make retirement planning less scary and more feasible. While the SWP calculator shows how to protect income with monthly payments, gratuity gives a good ...

In your case, you'd first want to calculate the difference between the $5,950 of the two combined pensions and what your wife would get at 50% of the reduced pension amount with the survivorship ...

Most private sector employees these days do not have access to a pension. Rather, they have to take savings matters into their own hands by contributing to a 401(k) or a similar plan for ...

The Unified Pension Scheme (UPS) for central government employees, commencing from April 1, 2025, ensures assured pensions, family pensions, and lump sum payments based on basic pay and Dearness ...

Fix My Portfolio Should you share your pension payout with your spouse, even if it means less money? Couples often have to make a choice about whether to add survivor benefits to a pension, which ...