TDFs may be ‘set it and forget it’ investment vehicles, but they continue to evolve to meet plan sponsor needs of low-cost options and further customization. Target-date funds have become the most ...

Target-date funds are a way for 401(k) participants to put their retirement savings on autopilot — and they capture the lion's share of investor contributions to 401(k) plans. About 29% of assets in ...

Since their creation in the mid-1990s, target date funds (TDFs) have become a retirement investing staple. These gained popularity in 2006 after the passage of the Pension Protection Act, which ...

One of the most important decisions retirement plan sponsors and advisers have to make is which qualified default investment alternative makes sense for a plan’s participants. Authorized by the ...

The transition from a Big 3 investment manager oligopoly to an advanced advisor-dominated participant-centric industry is happening now Advisors play a key role in the transformation. Despite their ...

Target-date funds (TDFs) are diversified investment portfolios that automatically change their asset allocation to become more conservative as you get closer to retirement. The idea is to focus more ...

Whenever you start a new job, you may be automatically enrolled in a 401(k), and your money will likely be invested for you, too. But where does that money actually go? And when (if ever) should you ...

From building your nest egg to navigating financial hurdles, everyone’s journey to retirement is unique—but a clear road map is key to success. This is evident in research conducted by investment ...

Investopedia contributors come from a range of backgrounds, and over 25 years there have been thousands of expert writers and editors who have contributed. Vikki Velasquez is a researcher and writer ...