There are CD specials still running for the 4-, 8-, 17- and 25-month terms at Providence Bank. The highest of these offers is the bank’s 4-month term, which earns a highly competitive 4.60% APY.

Learn more This 3-year CD now offers 4.85% — plus 9 more accounts with the best APYs of July 2025 The highest yields for 36-month terms currently promise more than three times the national average ...

Specifically, between a $10,000 6-month CD and a $10,000 money market account, which could earn more right now? Below, we'll crunch the numbers.

Many savers have CDs maturing this month. If you're one of them, here's what experts say to do with those funds.