While making a budget, you may choose to use a time-tested budgeting strategy that works for you. Popular methods include 50/30/20, paying yourself first, and envelope budgets.

Place each of your expenses into one of three categories: After calculating your monthly income and categorizing your expenses, figure out how much you're spending in each category. With the 50/30 ...

PocketGuard identifies your recurring income, expenses and savings goals and calculates your monthly cash flow. The PocketGuard app is available for both iOS (4.6 stars) and Android (4.4 stars).

He continued, “Unnecessary expenses eat into your monthly income and can derail your retirement. It doesn’t matter if your monthly income is $2,000 or $20,000, too many unnecessary expenses ...

utilities or other household expenses. Calculate what you can afford based on the 30% rule To get a rough estimate of what you can afford using the 30% rule, multiply your gross monthly income ...