Whole life insurance, though, sticks around for the long ... Term doesn’t play that game; it’s all about coverage, no extras. If you’re into the idea of insurance doubling as an investment ...

Commissions do not ... best whole life insurance company, according to our analysis. We evaluated about 3,000 whole life insurance policies based on key metrics like cost, historical investment ...

If you no longer need a whole life insurance policy, you have options including cashing it in or borrowing against its value.

So when market noise starts to get into your ear, remember that it's not relevant to your goals: "If you're investing for the long term, the daily or even yearly, ups and downs in the market don't ...

The amount of a surrender charge varies by insurer and type of policy, but it is not ... the investment component on a cash-value policy. The lesson: If you need life insurance, get term insurance.

The whole life cash value component is a type of financial investment ... long-term care should you receive the same diagnosis. However, read the terms of the policy and rider carefully, as they ...