Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

Equity is the portion of the home that you own. Knowing how to calculate home equity can help you decide how and when to access it.

A home equity loan, also known as a second mortgage, is a consumer loan that allows homeowners to borrow against the equity ...

Achieve reports that while a home appraisal is usually required for a HELOC, some lenders may use a digital appraisal to ...

Discover the ins and outs of LTV ratios, how they can impact your borrowing options, and find out how to get a high-LTV home equity loan.

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

Lenders typically offer a maximum home equity loan amount of 80% to 85% of your combined loan-to-value ratio.

However, rates can vary depending on your credit score, loan-to-value (LTV) ratio and lender policies. The average home equity loan rate right now is around 8.41%.

U.S. Bank’s home equity loan stands out for having no application fee or closing costs. However, its 80% loan-to-value borrowing limit is less generous than many other lenders. Sample rates are ...