"Emergency funds should only be used for needs, not wants," says Jay Zigmont, a CFP® professional, founder of Live, Learn, Plan, and a Registered Investment Advisor based in Mississippi.

In the realm of personal finance, one fundamental principle stands out as the cornerstone of financial stability: the emergency fund ... built a successful estate planning law firm.

Emergency funds are an absolutely crucial aspect of any financial plan, regardless of the life stage or situation. From repairs to insurance, Trump’s auto tariffs could make owning a car more ...