Average business loan rates start at 7.31% APR.

Explore low‑interest lending options suited for established businesses.

SBA Express loans and lines of credit have a maximum loan amount of $500,000 and provide the Bank with the authority to make loan decisions, including processing, closing, servicing, and more.

American Express reported delinquency and write-off statistics for its U.S. Consumer and U.S. Small Business Card Member loans for the months ending July 31, June 30, and May 31, 2025. The data ...