Be sure you understand the tax consequences before making the change Cathy Pareto, MBA and CFP®, is the founder and president of Cathy Pareto & Associates Inc. For more than twenty years, Cathy has ...

When entering retirement, would it be best to transfer your pension fund and 401(k) from your employer account to your own personal individual retirement account (IRA), keeping them under one roof?

Key Takeaways Rolling over a 401(k) into an IRA provides more investment options and control but limits annual contributions.Transferring funds to a new employer’s 401(k) can maximize employer match ...