How much of your hard-earned portfolio can you sell each year to finance your retirement — without ever running out of cash?

Three decades ago, financial adviser Bill Bengen created a retirement principle called the 4% rule. It went viral. Now, the ...

The 4% rule has guided retirement for decades. Now its inventor says it’s outdated—and the new 4.7% rule could reshape how ...

As a financial planner in the early 90s, William Bengen sought to identify a safe retirement withdrawal rate for his clients.

Here's how it works: If you withdraw 4% annually from a $300,000 retirement account, you'll get $12,000 per year, or $1,000 ...

Stock market changes, unexpected expenses, and altered retirement plans may require you to slide the percentage up or down. The 4% rule was developed assuming a standard 60/40 ratio of stocks to ...

Bill Bengen revised his formula and has a new 'rule' for retirement investors When Bill Bengen introduced the 4% rule in 1994, he had no idea it would take on a life of its own in scholarly ...

Financial experts say the old retirement spending rule is outdated. Here’s how much you should really withdraw in your first ...

The creator of the 30-year-old rule has bumped up his recommendation after a new analysis. Rangely García for Money William Bengen’s popular retirement withdrawal rate just got a raise — it ...

In the early 1990s, financial planner William Bengen developed an idea that took hold in retirement planning. His approach, which became known as the 4% rule, evolved into a strategy for ...

New research published in the Journal of Retirement found that full or partial annuitization leads to better retirement income outcomes than the 4% rule. The research also found that those with ...